Credit underwriting.
An orchestrated workflow.
A planner agent decomposes the underwriting mandate into a dependency graph of retrieval, analysis, and documentation tasks — reconciling the CIM, QoE report, lender presentation, and draft credit agreement against your firm’s prior credit experience.
All workflowsConstruct the borrower knowledge graph
Layout-aware parsing extracts tables and schedules from every VDR file. Entity resolution links the borrower, guarantors, and subsidiaries across document versions, and the agent logs missing schedules as open diligence requests.
Underwrite the earnings base
The analysis agent bridges reported to LTM and pro forma Adjusted EBITDA, classifying each add-back and run-rate synergy against the QoE findings. A deterministic calculation engine computes total and senior net leverage, fixed charge coverage, and base and downside cases from your approved assumptions.
Stress the documentation
The documentation specialist extracts the covenant package, EBITDA definition and cure rights, general, ratio, and builder baskets, MFN protection, and restricted payment capacity — and tests for J.Crew, Serta, and Chewy blocker coverage and liability-management exposure.
Assemble and challenge the memo
An editor agent drafts the IC memorandum with citation-level provenance on every material assertion. An adversarial reviewer then challenges unsupported claims, contradictory evidence, and the assumptions the committee must decide.
Human-in-the-loop control
The deal team approves underwriting assumptions and the investment committee retains the credit decision. Counsel confirms interpretation of the credit agreement and intercreditor terms.
Extraordinary work.
Collective intelligence.
See what an orchestrated agent team can do inside your investment process.