Business Description

Pinnacle Financial Partners, Inc. is a bank holding company headquartered in Nashville, Tennessee, and the parent of Pinnacle Bank, a commercial bank serving urban markets across the Southeastern United States, including Tennessee, the Carolinas, Virginia, Georgia and Alabama. The company provides commercial and consumer banking, lending, wealth management, trust, mortgage and insurance services, and holds a significant equity investment in Bankers Healthcare Group.

Everything on Pinnacle Financial Partners, Inc.

Revenue (FY2024) $1.74B
YoY growth +2.4%
Net income (FY2024) $475.1M
Total assets $52.59B
Return on equity 7.4%
Return on assets 0.90%
Efficiency ratio 59.6%

Earnings Transcripts

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Leadership & board

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M. Terry Turner — President, Chief Executive Officer & Director View full profile ↗ Robert A. McCabe, Jr. — Chairman of the Board & Chairman of Tennessee View full profile ↗ Richard D. Callicutt, II — Chairman of the Carolinas and Virginia & Director View full profile ↗ Abney S. Boxley, III — Lead Independent Director View full profile ↗ Charles E. Brock — Director View full profile ↗ Renda J. Burkhart — Director View full profile ↗ Gregory L. Burns — Director View full profile ↗ Thomas C. Farnsworth, III — Director View full profile ↗ Glenda Baskin Glover — Director View full profile ↗ David B. Ingram — Director View full profile ↗ Decosta E. Jenkins — Director View full profile ↗ G. Kennedy Thompson — Director View full profile ↗ Harold R. Carpenter, Jr. — Executive Vice President & Chief Financial Officer View full profile ↗ Charissa D. Sumerlin — Chief Credit Officer View full profile ↗ J. Harvey White — Senior Credit Officer View full profile ↗
Pinnacle Financial Partners, acquires BNC Bancorp — Regional banking — Carolinas and Virginia expansion · 2017 View full deal ↗ Pinnacle Financial Partners, acquires Mid-America Bancshares, Inc. — Community banking — Nashville, TN (two-bank holding company) · 2007 View full deal ↗ Pinnacle Financial Partners, acquires Avenue Financial Holdings, Inc. — Community banking — Nashville, TN · 2016 View full deal ↗ Pinnacle Financial Partners, acquires CapitalMark Bank & Trust — Community banking — Chattanooga, TN · 2015 View full deal ↗ Pinnacle Financial Partners, acquires Cavalry Bancorp, Inc. — Community banking — Murfreesboro / Rutherford County, TN · 2006 View full deal ↗ Pinnacle Financial Partners, acquires Magna Bank — Community banking — Memphis, TN · 2015 View full deal ↗

Share Repurchase Program

Total authorized
$125.0 million
Remaining (FY2024 (program authorized January 2024))
Full $125.0 million available — no shares were repurchased under the program during 2024
Latest FY repurchased
$0 (no shares repurchased under the buyback program in 2024)

Named Competitors

Comerica IncorporatedFirst Horizon CorporationZions Bancorporation, N.A.Synovus Financial Corp.Cullen/Frost Bankers, Inc.Wintrust Financial CorporationValley National BancorpFulton Financial CorporationF.N.B. CorporationUMB Financial CorporationProsperity Bancshares, Inc.Hancock Whitney CorporationBankUnited, Inc.Commerce Bancshares, Inc.Associated Banc-CorpCadence BankUnited Bankshares, Inc.South State CorporationBank OZKSimmons First National CorporationPacWest Bancorp +9 more

Customer Concentration

As a diversified commercial bank, Pinnacle's FY2024 Form 10-K discloses no material dependence on any single customer; it competes for loans and deposits across its Southeastern markets against national, large-regional and internet banks as well as community banks, credit unions and non-depository lenders. (Peer/competitor names above are drawn from the McLagan compensation peer group disclosed in Pinnacle's 2025 proxy statement; the 10-K describes competition only by institution category.)

Recent SEC Filings

2026-06-08 Regulation FD disclosure View filing ↗
2026-05-22 Shareholder vote results View filing ↗
2026-05-19 New financial obligation View filing ↗
2026-05-14 Entered a material agreement View filing ↗
2026-05-12 Other event View filing ↗
2026-04-22 Reported quarterly results (+1 more) View filing ↗
2026-03-02 Other event View filing ↗
2026-01-21 Reported quarterly results (+1 more) View filing ↗
2026-01-15 Leadership change (directors/officers) View filing ↗

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